I do not hold any certification in financial planning or financial advising. All information and knowledge that I share on this site is based on my personal experience and should not be taken as the advice. I have read extensively on personal finance and feel that I have a good understanding of many of the concepts. However, I still make poor financial choices at times. I want to share my experiences and knowledge so you can make better financial choices than I have.
I use analytics to keep track of site traffic, which posts are most popular, and how long users stay on my site. There is no personal information tracked in this process.